Succeeding in Their First Independent Home

At the close of the school year, many new graduates begin looking for their first apartment. Meanwhile their parents wonder, Are they ready for independent living? If the young adult has ADHD, their symptoms can affect how they manage daily responsibilities when establishing their independence.
Finding that first apartment can take more planning, patience, and some coaching for a young adult with ADHD. You may wonder how to offer them needed support while encouraging them to take the lead during this significant transition.
Questions to ask before the first move
Will your new graduate live near family, or are they moving away for employment? How will they manage rent, bills, loans, groceries, and daily expenses? Impulsivity, combined with a larger paycheck, can create problems if necessary expenses are not paid first.
Where does your young adult plan to live? Do they have reliable transportation to work, or will they carpool or use public transportation? These factors shape what their budget will look like in daily life.
Then there are questions about ADHD symptoms and independent living: Can they get up on their own in the morning? Keep a reasonably neat home? Shop for and cook healthy meals? Maintain their treatment plan without family support?
The answers to these questions can help determine where they live, how they structure their day, and how they meet their obligations. You and your soon-to-be independent child might brainstorm support structures that can help them manage ADHD symptoms while living independently. Checking out neighborhoods together may also help them think through the realities of daily life.
“If it’s hard for you to get up in the morning, you probably don’t want to have an hour commute,” says clinical psychologist Carey Heller, PsyD. He also suggests looking at nearby conveniences, such as grocery stores and shopping centers, especially if your young adult will not have a car.
Encourage them to consider how much of their paycheck rent will consume before impulsively signing a lease for a favorite apartment. Experts often recommend spending no more than one-third of monthly after-tax income on housing. Lifestyle and other major expenses, such as student loans or car payments, can affect how much money is available for rent.
The soon-to-be first-time renter can prepare by adding up loan payments, projected grocery and utility bills, transportation costs, and other necessary expenses. They can then subtract those estimated expenses from their expected monthly income. The numbers will not be exact, but they can provide a realistic starting point for deciding how much to spend on housing. You can sit down together and discuss how to manage these expenses, offering guidance where needed.
Better together? Finding a roommate
Living with a friend or roommate can reduce some expenses, but it can also create another set of challenges. In a shared living situation, one roommate may gradually take on a “parenting” role to support the roommate who has ADHD. Your young adult needs coping skills and systems that help prevent unhealthy patterns, especially when others may have previously served as external executive functions.
On the other hand, having a roommate can provide a healthy sense of accountability.
“It could lead to more conflicts, especially around messes,” says Dr. Heller, “but it can also help you be more organized, because someone else is holding you accountable. Or if [a roommate] goes to bed at a reasonable hour, maybe it would keep him on more of a set schedule.”
Dr. Heller adds that they do not need to share their ADHD diagnosis with potential roommates. Instead, the focus should be on the information that matters when people live together: whether dishes can sit in the sink overnight, whether friends can come over on weeknights, how rent and utilities will be divided, and what everyone expects from the shared space.
They should also have a plan for securing medication to prevent theft or diversion, which is when someone takes medication prescribed for another person. They should understand that sharing prescription medication is both illegal and dangerous. Often people choose to keep their treatment plans private and store medications in a locked space in their own room rather than in a shared area, such as the kitchen or bathroom.
Budgeting and bill paying
Your young adult will need a budget and a calendar to plan for expenses. CHADD’s Money Management Schedule can help with the basics. If they have a roommate, they will also need to discuss how to divide rent, utilities, and shared household expenses fairly.
Dr. Heller suggests encouraging them to set up a separate bank account just for bills, including housing costs. Automatic bill payments can reduce the need to remember every due date. Encourage your young adult to take advantage of supports such as direct deposit, automatic bill paying, and calendar reminders.
It may also help to talk about the “ADHD tax” and how it can affect a budget. Short-term memory challenges may lead someone to forget to pay bills on time and end up paying interest or late fees. Forgetting parking rules can result in tickets. Impulsive or emotional purchases can quickly drain a bank account. These and other hidden costs related to ADHD symptoms can add up to a real financial burden.
Getting ready for moving day
Once your young adult knows their move-in date, they should begin calling utility providers and setting up services. Roommates should discuss how utility payments will be handled as part of their shared budget.
Your new renter will also need to sign at least one lease agreement. Professional organizer Susan Pinsky encourages having a small desk or table with a drawer to store bill-paying materials, lease agreements, and other important papers. Even when most bills are paid electronically, there are usually a few documents that still need to be kept.
Keeping belongings, budgeting, and home care simple is often the best approach for a first home, says Pinsky.
“Reduction, reduction, reduction,” she says. “Just because you’re moving into a new place doesn’t mean you need to fill the closets.”
Independent living does not have to mean doing everything without support. With planning, realistic systems, and a clear understanding of what daily life will require, young adults with ADHD can take this next step with more confidence—and with supports that help them build independence over time.
Need some tools to get started?
- Living with ADHD: A Lifespan Condition
- Planning for Life Beyond High School with ADHD
- Graduating into Adult Life
- Help Your Teen Plan a Rewarding Gap Year
- Exercise Your Right. Register to Vote Now
- Webinar: Teach Your Child Financial Responsibility
What else do young adults need to know when looking for their first independent home?
